The polycorporations essentially have full regulatory capture. Things like the Glass Steegal act once acted like a flimsy bulwark against such things, but it’s now a firehose….
For several decades the USA has managed to rid itself of most industry, and the bar for education is in free-fall. They/we are rapidly approaching a states where there are fewer and fewer people left that actually know how things work, much less can actually make it operate.
Brace for impact.