I think a problem with your argument is that the systematic racism of the past -- e.g. redlining, discrimination in housing, certain occupations being disallowed for Social Security (domestic and farm workers) -- not to mention lynchings, which continued far into the 50's -- affected black families so profoundly that it's been more difficult to dig themselves out of the hole. When a person is born into poverty, it's much more difficult to afford the schooling that would help him/her get ahead. You make some points worth considering, but you kinda lost me at 'discrimination is all but eliminated'. I would talk with some people of color about that before making a blanket observation.