Keith, I think that the key to the repairing the country's banking system is restoring The Glass-Steagall Act, which separated commercial banking from investment banking and created the Federal Deposit Insurance Corporation, among other things. Below is a link to an article in The American Prospect. I think it spells our a major aspect of the risks we face with our current system and with Jerome Powell. 'The Fed's Silicon Valley Bank Cover-Up Won't Work: Fed officials knew about Silicon Valley Bank’s troubles long before its collapse. But as David Dayen explains, the agency has willingly weakened its own regulatory standards to the point that the banks it supervises don’t fear penalties.' prospect.org/economy/20…