The pensions are mostly gone now, and the side dish is the whole meal. Only 15 percent of private sector workers have a pension now, so a worker in her forties is supposed to look at a screen, pick the right funds, ride out every recession without panicking, guess her own life expectancy, plan around a chronic illness she doesn’t have yet, and figure out how to pay for her mother’s nursing home. By herself. All the while trying to keep up with the fashion adventurism taking place at the Met Gala that evening in New York.