There is a problem with the statement that " the racial wealth gap owes itself largely to differences in the top 10%, and really the top 5% and 1%);." This conclusion is the result of a comparison of mean wealth and gives the extreme wealth a disproportionate impact. A more accurate depiction of the racial wealth gap is based on the medium wealth where the difference is very large. Another good measure of the racial wealth gap is the difference in the wealth tied up in home ownership. Again this is very large gap.