Perhaps you posted this question to me earlier in the thread but now reading all these responses clearly the article provoked divisiveness. I was responding to this early comment by the I author (I think) : "but they didn't pay for it.people paid for about 1/3 of it and are extracting the rest from current taxpayers." I am one of the "they" being accused of not paying for "it." I didnt ask the government to reduce my paycheck or to be in cahoots with Big Med extracting hundreds of dollars from me for decades for a product I didnt use. I could have invested that money specically towards savings for my later years. In the 1980s, for example, CDs were at 14%. That is a fact.