Except you have to come up with $ for the non food items. Was behind a young tattooed, appeared to be able bodied young couple with a small child in the grocery line yesterday. Heaping cart of groceries - swiped the card. But then had a balance they were fishing out cash for. No restrictions in MO yet. Although it will be a nightmare to implement as every store will have to re-program their software and tag every offending SKU. And no doubt some of the customers are going to get ugly with the poor cashiers.