I am of the belief we do not have much longer. I have already run across QR CODE ONLY restrooms and obtaining the QR Code required making a qualifying per chase from a qualified merchant. This comes after years of having every transaction through my local bank accounts in Japan being reported to the US due to US law and having to obtain permission from the main post office in Tokyo to cash a $40 international postal money order from my parents for my kid’s birthday and we do not even live in Tokyo. It is much later than we think.