The fiat money system is gutted. The elite helped gut it. The West holds the wealth. They can't fulfill pensions and they can't suck any more out of the money with the interest rates. THey've been trashing the economy the past 20 months. They are in desperation mode, as they need more to step up, in order to get the QR codes in place and have control. They won't simply stand down, though, and I am sure they have a few more "tricks" up their sleeves. The WEF's test-run with cyber polygon this past summer, doesn't bode well.