I'm asking your generation to face the truth. Glad to see you admit you were robbed. I've been robbed of hundreds of thousands that has been paid out to prior generations (oh, and .EGM really ought to aim his ire at the Silents, who never paid dime 1 for Medicare before 1966 and paid 3% of wages for SS for much of their lives. That generation used the Boomers as milch cows and will wind up paying no net taxes to the Feds, having received a massive subsidy. Early Boomers too. After 1957/8, most Boomers are screwed). I've accepted that loss and wish only that it not be foisted on the young. YMMV.

As to sparing me, most of my income comes from sources that don't pay social security taxes. Interest, dividends, capital gains, pension funded from the earnings of my corporation: not a dime of SS tax paid on any of them (tho they do now charge Medicare if I earn enough). You could have done the same but didn't. Why not?

I suspect that the crackup will leave us with no money for any of this stuff, and soon. You'll get all your promised dollars, defaulted in value thanks to the Chained CPI that Trump pushed through in 2017. In your situation, I'd buy a rental property whose P&I payment is equal to your SS payments now, and then live on the rent while paying the P&I with your SS payment. It's your only easy way to avoid the inflation they intend to take back your dollars with.

Peace.