I admit, I've been butthurt for awhile over our health insurance system that is allowed to charge 3x as much for a person in their 60s as in their 20s, based solely on the number of their age. Never mind that I am far healthier (knock wood) than most younger people, and I gauge this by my interaction with the world, by the number of illnesses and doctor visits I have, by how my senses function, by how well I move, my energy level, my various indicators like blood readings and blood pressure, my ability to function cognitively, my ability to cope with and enjoy life, and my lack of any sort of aches and pains. No smoking, I pay attention to my lifestyle habits. I refuse to get the flu and COVID vaccines. I don't get sick. And yet.... up until I reach medicare age, I can be charged a ton more. It feels bogus and unfair to me.

But charging unjabbed -for-COVID people more??? Doesn't that seem a bit counterintuitive??? Like charging nonsmokers more....

As you imply, it's not about health; it's about money.