Gato's fiscal analysis is undoubtedly correct; what I quibble with is his assumption that we the people should've not only known 60 years ago that our leaders were liars and cheats, but also should have risen up and wrested control of the SSA from them to take back our money and redesign the entire system. At this point, there will almost certainly be no "transition." It will be more of an abrupt and cataclysmic train wreck....and all the cash in the world won't make much of a difference in one's chances of survival. What *may* make a difference is being well-situated geographically, having access to fresh water, and possessing the physical skills, tools, and knowledge to provide at least minimally for oneself. Good luck with that.