For most people the issue is rarely cost. It's usually "free" in the sense paid by insurance or the government. The individual should consider whether a vaccination's benefits (duh, protection against disease) outweighs possible risks to health. I believe many older vaccines pass that test, but newer ones don't. Obviously those against Covid-19 fail spectacularly. But yes, as an either/or question, the entire system has proven itself irredeemably corrupt, and only a fool would willingly take any of their products any more. I doubt I will ever take any offered immunization again, for the rest of my life.