we tried as well,but now that we've been retired a few years & bidenomics is eating oit savings up rapidly. you'll need much much more than you thought. my parents only got around $600 a month in ss. they had very reasonable dr bills, & no Medicare. they lived well because they had a paid off home & almost non-existent property taxes. we, too, own our home outright, but the yearly taxes we pay now is higher than we paid in yearly payments when our home was new. every few years, we oay in taxes tye amount of the original cost of our home. we buy it from govt over again every few years.