A lot of truth here Simulation Commander. However, while the system changes little, we can pull all or most of our cash out of banks, and keep enough in there to pay bills. What does that do to their system when smaller customers do this? It forces the system to remain as it is, but we control the funds, the actual cash ourselves. Does that mean they do not have our cash to play with anymore? Oh yeah.... Does that mean they are going to push digital banking and end cash even harder? Oh yeah. We Americans have to say to the government, no no no. You can do the banking digital system all you want, because if you hadn't already noticed, it has been this way for some time already. The American government will have a revolution on their hands regarding any attempt to force cash out of transactions completely. We Americans control this, not the banks and not the government. I am pulling my cash out and I will control my own cash and the banks and government with all their plans be damned. They will have to figure out another way to con Americans out of their money so they can "use it to enrich their coffers". We are not this stupid. Well, some of us are not. And we raise hell!!!