Frankly everything the government has a hand in or regulates winds up bloated and corrupt. Banking, Heathcare, Mortgage Lending, Social Security, Post Office, EPA, OSHA, Intelligence Agencies, etc. They all become weaponized tools for special interests. Everything that starts out as necessary for the greater good winds up picking our pockets and putting a gun to our heads in a bid for mass obedience to a cause that curiously ALWAYS requires us to give up something precious that we will never get back.