I already have studied all those things you're very presumptuous aren't you. You're the one who needs to study. I told you what to look into and you totally ignored it and proceeded to tell someone who knows more than you what they should do. Just because you can't comprehend what I'm talking about doesn't mean it's me who has the deficiency! YOu didn't ask one thing about what I said and I know you are totally clueless. Sorry to be so blunt, but most people are. Like I said, look up the strawman trust account. Lots of info now online. When I learned about it it was as vague as vapors.