HUGE: AI-first FinTech giant Klarna just filed for US IPO 😳

Here's why it's a game-changer for FinTech:

Klarna leads the Buy Now, Pay Later (BNPL) revolution.

↳ Trusted by nearly 100 million users worldwide.

↳ Partners include Sephora, Nike, and Airbnb.

Why should you care?

↳ Klarna’s IPO will measure investor confidence in FinTech.

↳ It's a key test in an industry facing rising competition (think Amazon & Walmart).

IPO Quick Facts:

- $2.8B revenue in 2024

- $21M net income = profitable

- Growing 24% Year-over-Year

- 93M customers globally.

- Raising $1B at a $15B valuation

- Ticker: KLAR (NYSE)

- When: Q2 2025

We can remember that Klarna experienced a massive valuation rollercoaster:

2020: $5.5B ➡️ 2021: $46.5B ➡️ 2021 crash: $6.5B

Now targeting $15B+ for its IPO. Big stakes, big drama 😮‍💨

But today, Klarna's secret sauce is AI 🤖

AI currently Handles 2/3 of customer service, cutting response times dramatically (11 mins ➡️ under 2 mins). The whole organization is now AI-first.

It will be very interesting to see how public markets with evaluate this.

So this IPO isn't just Klarna's moment - it's FinTech's tipping point.

FinTech is back 🚀