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Idaho Legislature – VOTE NO on H0929 - Health care cash payments (Posted: 03/19/26)
See bill link above for current status and committee assignment
See Idaho Insider for links where you can send group emails based on current status and committee assignment: gemstatechronicle.com/l…
Summary (ai assisted)
📌 NOTE: H0929 (this bill) replaces H0529. Grok Comparison of the two bills: grok.com/share/c2hhcmQt…
Grok analysis: grok.com/share/c2hhcmQt…
H0929 prohibits health carriers from blocking providers from offering covered persons a discounted cash price for services. Covered persons may pay out of pocket; qualifying payments count toward deductibles and out-of-pocket maximums if documented and the service is covered and medically necessary.
Key Rules
Providers accept cash payment as full and bill no balance to person or carrier.
Payments apply to in-network or out-of-network limits based on provider status.
Amount counted cannot exceed plan’s total out-of-pocket cap and does not carry over.
Carrier must receive: service details, bill, proof of cash payment, and no claim filed by provider.
Exceptions
Applies only to full health benefit plans.
Excludes:
Specified disease, accident, dental/vision, limited benefit, hospital indemnity, disability, or liability supplement policies.
Medicaid, Medicare supplemental, workers’ compensation, auto medical payment, long-term care, and short-term (≤6 months) plans.
Reason for Recommendation to VOTE NO on H0929
Many patients desperately want a cash pay model without middleman meddling, which would improve affordability, transparency, quality, and competition in healthcare. They also want to use independent medical providers who prefer cash payments and generally can provide better services without administrative bloat.
However, the bill includes too many regulations and exemptions that may hurt insurance carriers and won’t help patients enough.
Please vote NO.
Related
House Bill 929 — Health Care Cash Payments (-1). By Idaho Freedom Foundation: idahofreedom.org/house-…
Rojas Report (provides “clarity, autonomy, and unapologetic strategy for physicians, investors, brokers, and anyone else fed up with a health system that’s bloated, opaque, and allergic to competition”): dutchrojas.substack.com
Independent Medical Resources List: tinyurl.com/bdfbcrbp
Idaho Legislature 2026 Bills to Support or Oppose: tinyurl.com/yc2jpkeh
