Thanks, Stan.

(This comment is coming months after you wrote the post, 10/21/25, in the midst of the shutdown, with 11 days to go before the ACA exchanges open for most people on November 1. And, at this time, the enhanced subsidies are still set to expire, with well-publicized consequences of increased post-any-subsidy premiums, often humongo, on the exchanges.)

I knew about Trump cutting the CSR payments, and that it kind of backfired due to many or most states using silver-loading, and even a loading only to on-exchange silver plans. (As you indicate, actually reducing net premiums for many people above the CSR incomes, as long as they could figure out to avoid the silver plans.)

I didn't know OBBB had, at least in one version before passage, the resumption of the CSR payments. So your post above was the first I learned of this.

(I see others picked up the issue as well, at the time, e.g.:

americanprogress.org/ar… )

I take it the restoration of the CSR payments did not make to the final OBBB, because otherwise I surely would have heard of it in say the NY TImes, mixed in with the humongo increases from the loss of the expanded subsidies, which includes but is not limited to, the return of the 400% FPL "subsidy cliff".