Amen, Clayton Wood! I lived in Canada for 25 years so experienced socialized health care. It’s not the answer. When I moved back to the US, I did lots of research and found a “catastrophic policy” (low premium/high deductible) through an insurance broker that I paid for monthly and (thank God!) never used. If I had been in an accident or diagnosed with a “big bad disease”, it would have covered costs after the deductible. When living in Canada I had a major health event and had diagnostic tests done in the US, so I knew that there was a “cash pay” (free market) price for medical care that is at least a 50% discount on the billed price. Back in the US with my catastrophic policy I got price quotes from several providers for any medical image or procedure. I then called that facility’s financial aid department and explained that I would be paying cash on the day of the procedure. I not only saved up to 70% compared with what insurance would have been billed (the original quoted price) but I also saved on my insurance policy compared with what I would have paid for a “government market” plan. I saved on monthly premiums, never had to meet a deductible, and over a span of 7 years, until I was forced onto Medicare, I saved tens of thousands of dollars. Now that I’m on Medicare, I’m paying a higher premium and don’t know the cost of anything, except for the confusing statements I get in the mail. I still see my original Direct Primary Care physician, which I also pay for monthly, and I’m pleased with his counsel and care, but I’m back in the socialized medical care again with Medicare. Sigh! But I highly recommend taking out a catastrophic policy and paying out of pocket for all medical care (without claiming ANY insurance) for anyone who is below Medicare age. I wish I could find a way to “opt out” of Medicare!