Section 106 planning gain obligations to force the building of 'affordable' housing is the most insane thing about a planning system that provides a lot of examples of insanity. Rather than actually freeing up the supply of housing so it is affordable for all (like bread), the supply is throttled and then a bribe is extorted from the economic rents received by developers.

Most houses that people actually want to live in were built before 1947, when the Town and Country Planning Act passed into l…

I don’t mean “cheap” or [Insert stereotype]. Being smarter about anything in general, including money, is probably a virtue.

I just mean literally talking openly with your family and friends about money management, investments, loans, interest rates, etc. Discouraging frivolous or extravagant spending. Encouraging savings and investing. Understanding the power of basic concepts like compound interest starts at a much younger age. Stuff I didn’t really appreciate until much older... partly becau…