Everyone wants a windfall, but fewer discuss a deal: acquiring a company on the brink of its owners' retirement.

The upcoming 'Great Business Transfer,' according to CNBC, could be up to a $3 trillion bonanza for black and minority businesses. It means getting on board with established clients, staff, and some unforeseen costs, while skipping the noble quest to make something from scratch.

Think of one company in your city and write down whose premises you would rather be buying instead of peeping at.