It's so hard to know when to sell vs hold, and no mainstream financial advisors that I've researched or spoken with are accurately pricing in risk. None.

Equities and crypto are at high risk right now, so are currencies in the long run. Cash continues to lose its value even with the modest inflation we are experiencing today. So that leaves you with hard assets like land -- but only so long as contracts and rule of law is upheld.

As mentioned in this essay, there's nowhere to 'hide.' The only answer is to engage.