In between paychecks, I used to experience a lack of money. I would cringe if someone referred to me as "cashless" - it just ripped my heart out every time.
I felt much better when that expression was changed to "person experiencing cashlessness" - it was a needed reminder that on the next payday, I would arise from my lowly, un-person existence and become part of the thriving economy again - until I paid my bills.
One has to wonder if a certain percentage of those people experiencing homelessnes…
Certainly they seem to be experiencing those overusenesses as well, although I don't see how they can afford it with all the cashlessness they are experiencing...