Do as my medico wife and I did 3 years ago.

After spending all our adult lives paying into the medical insurance PONZI scheme, where we paid several hundred dollars a month only to never get a dime of benefit (because we never reach our annual deductible) we ditched it entirely and put that money back into our own pocketbooks.

Divorce yourselves from these lying insurance providers and Big Medical. Put that money into a savings account and insure yourselves.

And, stay the heck away from the fake medical system.

3 years later, we have never once needed to see a doctor about anything. Never going back. Break free.