So, suicided would be the word the insurers do use. A person didn't die naturally, they committed suicide willingly. No wonder they are pushing voluntary suicide in media, no wonder. I used to keep gerbils as a kid, (much against my moms prefences), (and wouldn't now but) now I know how the gerbils in the acrylic ball felt. Poor things. I am them now, sometimes feels like. Lessons.