It is becoming more difficult to find a job for young people. An employer may never see an applicant's resume. A typical job application now receives hundreds to thousands of applicants. Ghost jobs are becoming more common due to HR requirements.

Remote and freelance work allows companies to hire outside the country to find someone who will work for less. This creates global competition for certain online work.

The cost of homes continues to rise. Add on property taxes, maintenance, and other necessities of homeownership.

What is the point? With all of the time spent applying for jobs, which will most likely result in being underemployed anyway, the two options are to give up and drop out or to go out on your own by starting a business that may not succeed.