Mainstream institutions (particularly lines of communication, media, etc.) are exceptionally Fragile. The future is with SubStack & related outlets that distribute information & devolve powers & influence away from central outlets & organizations. Those that continue said 'Old Ways' will be corrupted by Special Interests, Foreigners, Donors, Lobbyists & other 'Moneyed' Interests.
In the Meantime, 'Small' is the New Big, & I wish you, Good Sir, All the Very Best!
One problem with Substack is Stripe. Stripe is currently requiring that I provide them full access to all of my bank account records- present and historic- or they will shut off all revenue from Substack. This is over the top not acceptable, and I have taken legal action.
Yep, that's true. But, I will continue to avoid supporting the ones with poor or no conservative principles. I don't believe your "workaround" bites stripe in the pocketbook like a shrinking user base will.