You got my personal back up. One is a teacher in Roxbury, MA where most of Boston’s poorest folks live. Lord knows he did not attend a top notch Ivy League or otherwise school. The other is in a state college. Of course guns were not held to their heads but there is a reality to the financial challenges they face as they make their way into the world as productive citizens. Nuance and real world experiences are important to understanding what is at stake as I’m sure you know. For sure their debts will be paid, but at the expense of other goals eg home buying, families being pushed way down the road. Not wanting anyone other than those kids to pay for their own education as I did, but it is an outrageous climb.