Robinhood just made its boldest move yet toward becoming the ultimate all-in-one fintech platform. In this Deep Dive edition of Fintech Wrap Up, I took a closer look at Robinhood’s bold transformation into a full-stack fintech powerhouse.

On March 27, 2025, Robinhood made waves again. At its second annual Gold Keynote, the company unveiled three major products—Robinhood Strategies, Robinhood Banking, and Robinhood Cortex—all designed to bring private banking and professional-grade investing tools to everyday users.

🔹 Robinhood Strategies offers personalized, expert-managed portfolios right inside the app—think of it as wealth management without the Wall Street minimums. Gold members even get assets above $100K managed for free, capped at $250/year.

🔹 Robinhood Banking, launching later this year, is set to deliver a premium banking experience with 4.00% APY on savings, estate and tax planning support, and luxury perks—all wrapped into a mobile-first experience.

🔹 Robinhood Cortex is their upcoming AI-powered investing assistant, designed to help users analyze markets, build trades, and act on insights in real time.

These bold moves aren’t just about product expansion—they’re a clear signal of where Robinhood is headed: toward becoming a full-stack financial ecosystem for the next generation.

So, in light of these announcements, I wanted to take a step back and ask: Where is Robinhood really going? What’s the strategy, and how do these launches fit into the big picture?

Let’s break it down. 👇