Deep Dive: Stripe vs. Adyen – Comparing Product Stacks and Pricing
Two fintech heavyweights are vying for dominance in global payments: Stripe and Adyen. Both power a substantial share of online commerce, yet they’ve taken different paths to the top. Stripe, the Silicon Valley darling, built its name with developers and startups; Adyen, the Dutch powerhouse, quietly became the backbone for many large global retailers. Product managers and fintech founders on both sides of the Atlantic (especially in the US and EU) often face a strategic choice between these platforms. This deep dive examines how Stripe and Adyen stack up – from their product offerings to pricing models – and why it matters. Spoiler: Both companies have overlapping product categories (payments, fraud prevention, in-person solutions, and more), but their strengths and weaknesses can make each a better fit for different customer profiles. Let’s dig in.