Who will actually drive AI adoption in finance over the next five years?

Not the largest banks. Not the smallest startups.

It’s the companies in the middle says Ben COO of Stuut.

The $500M to $5B range has the perfect combination of scale and risk tolerance. They are big enough to see real impact from AI, but still fast enough to experiment and move.

That’s where the shift starts.

These companies will push the boundaries, prove what works, and indirectly force both enterprises and smaller players to follow.

AI in finance won’t arrive all at once. It will spread unevenly.

But the direction is already clear.