You may find this cruel or manipulative, however we have expressed to our daughter we won’t cover any interventions through our medical plan. She is 23 & employed on a contract basis & would have to pay for her own medical coverage out of pocket. We have agreed to pay for psychological counseling of the non affirming kind. We’ve indicated we would drop all family coverage if that’s what it takes to not have her procedures or hormone therapy covered under our policy.

She’s obviously not happy with this but understands our reasoning and right to do so.

She showed no indication of wanting to change in this way until she started college. My comment to her, when making her aware of this, was that we felt it was self diagnosed & she needed to embark on counseling/therapy for an actual diagnosis.

We’re having difficulty finding a proper psychiatrist or psychologist. The waiting lists are very long .