Ilyce, the expectation gap you're highlighting is real and the data behind it is striking — but the stat that sticks with me most isn't the salary mismatch, it's that 84% still expect to own before 40 while simultaneously sensing the math doesn't work. That's not optimism, that's cognitive dissonance, and it matters for the housing market because those deferred buyers are the demand pipeline. What's interesting from an investor standpoint is what happens when that cohort stops waiting — either because conditions shift or because they simply age into the decision. The Charleston, WV yield number at 12.93% gross on $83K properties is also worth a second look for anyone tired of hearing that you can't find yield anymore. What's your sense of whether the student-to-buyer timeline is actually extending, or are we seeing more people simply exit the ownership aspiration altogether?