Please take a look at the chart here, specifically where it says "Household Income Per Earner" and the corresponding quintile values per average household in that quintile. Then when you're done looking at those numbers you can tell me this isn't a rich kid bailout with caps set at $125k/individual and $250k/household if you still feel that way.

https://www.aei.org/carpe-diem/explaining-us-income-inequality-by-household-demographics-2020-update/