The most important insight is not the 94% automation number; it is the talent vacuum forming beneath it. Junior finance roles are disappearing before AI is actually ready to absorb all the edge cases they handled. That’s a structural risk no model accounts for.

Sequoia’s “autopilot over copilot” shift makes sense, but it also concentrates judgment in fewer hands. Automation doesn’t remove accountability; it amplifies it.

And Jensen is right on one thing: productivity in finance will soon be defined by compute per employee, not headcount. The rewrite of the finance function has already started, quietly, and from the bottom up.