$MercadoLibre dropped 15% in the last 3 months — despite growing revenue 45%

Latin America’s e-commerce penetration is roughly half that of the U.S. or China. On top of that, millions of consumers are underbanked.

That means two massive growth engines:online commerce + digital banking.

MercadoLibre dominates both through its marketplace and fintech platform, Mercado Pago.

Recent results:

• Revenue +45%

• Items sold +40%

• Payments volume +40%

• Credit portfolio +90%

The founder still owns billions in stock — strong alignment with shareholders.

Margins dropped as the company invests heavily in logistics, lending, and growth.

Short-term pain. Long-term dominance.

Management is highly explicit about its refusal to manage the business for quarterly earnings.

"We seek to make decisions focused primarily on the long-term welfare of our Company and believe focusing on short-term earnings does not best serve the interests of our stockholders".

Bottom line

A founder-led company with 40% growth, real profits, and massive market expansion just got cheaper.

That’s when long-term investors pay attention.

If you’d like to read the full investment research, click here.

#Ecommerce #Fintech #DigitalEconomy #EmergingMarkets #MercadoLibre#$MELI