The stablecoin narrative has always been told in human terms.

Cheap remittance for migrant workers. Dollar-denominated savings for citizens of currencies with inflation problems. Yield for DeFi participants. Faster settlement for cross-border business payments. Every use case is framed around a human actor who needs to move money.

This framing has produced a product category with real utility but persistent adoption ceilings. Because the truth is, humans have alternatives. They have banking apps, credit cards, wire transfers, and Wise. The friction of self-custodying a stablecoin wallet is real, and for most human use cases, the improvement over existing rails is marginal.

But there is a class of actors for whom stablecoins are not marginally better. They are the only viable option. That class of actors is not human.