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The UFT membership should not vote to ratify the contract without seeing the health insurance plan. If the plan has deductibles, co-pays, co-insurance, pre-authorizations or and/or a limited network, it will be a pay-cut to the contractual increases in pay that are less than the rate of inflation.

The UFT leadership claimed that the Medicare Advantage plan will save the City 600 million dollars. It will not. The 600 million dollars will go to the Health Insurance Stabilization Fund. That is why the in-service health plan must be cut by 10 percent.

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